97% detection rate
Fake Pay Stubs Caught
$3,500-$10,000
Avg. Bad Tenant Cost
All 50 states
Eviction Coverage
1 in 5 applications
Reference Fraud Rate
< 2 hours
Screening Turnaround
98.5%
Landlord Satisfaction
Fake pay stubs are increasingly sophisticated — traditional screening misses 60%+ of doctored income documents
Fraudulent employer references use burner phones and fake companies to deceive landlords
Synthetic identity fraud creates entirely fabricated tenant profiles with real-looking credit histories
Eviction records are often filed in different counties and states, making them hard to find
Section 8 voucher verification and HUD compliance add complexity to the screening process
Fair Housing Act compliance requires consistent, documented screening criteria for all applicants
Professional tenants know how to game traditional screening — they pass basic checks but stop paying rent
Property damage and unpaid rent from bad tenants costs landlords an average of $3,500-$10,000 per incident
Comprehensive screening package for property management & rental housing organizations.
Machine learning analysis of income documents to detect altered, fabricated, or template-generated pay stubs with 97% accuracy
Direct verification with employers via payroll databases — not just phone calls that can be faked
Nationwide eviction records search across all states and counties, including unlawful detainer filings
Federal, state, and county criminal records covering all jurisdictions of residence
Full credit report with rental-specific scoring that weighs payment history and debt-to-income ratio
AI-verified landlord references that detect fake phone numbers, spoofed identities, and scripted responses
National and state sex offender registry — critical for multi-family and family housing
Confirm identity is real, SSN matches the applicant, and detect synthetic identity fraud
Verify Housing Choice Voucher status, payment standards, and PHA contact for Section 8 applicants
Federal bankruptcy filings, civil judgments, and tax liens that indicate financial risk
AI analysis of reference patterns to detect coordinated fraud rings and professional reference services
Ongoing criminal and eviction monitoring for current tenants with real-time alerts
Federal law governing how tenant screening reports are obtained, used, and disputed. Requires proper disclosure, authorization, and adverse action procedures.
Prohibits discrimination based on race, color, religion, sex, national origin, familial status, or disability. Screening criteria must be applied consistently to all applicants.
Housing Choice Voucher program rules for screening Section 8 tenants. Landlords cannot refuse solely based on voucher status in many jurisdictions.
Many states limit screening fees, restrict criminal history lookback periods, and require specific adverse action notices.
Growing number of cities and states prohibit discrimination against tenants using housing vouchers or other lawful income sources.
Challenge
Was losing $180K annually to tenants who passed traditional screening but submitted fake pay stubs and fraudulent references. Three evictions per month on average.
Solution
AI-powered screening caught 34 fake pay stubs and 19 fraudulent references in the first quarter. Evictions dropped 78% and bad debt write-offs decreased by $142K annually.
78% fewer evictions
Key Result